How do you prefer to pay? MONTHLY or YEARLY?
I don't know that I'd make any financial decisions based on earthquake probability. I think the market changes too rapidly to go beyond a 3 three year term on most services.Yeah, even the big places are a little too risky to go five or ten year. It locks in a great price but the economy is all over the place-one major earthquake in the wrong place and you're out a lot of money.
yes normally it will save you alot paying annually with a discount
I don't worry too much about a one year contract but some of the more insane ones at five or ten years, well who would really do that? I don't see how anyone could have that much confidence.