Microsoft has launched Copilot Chat, a pay-as-you-go AI tool for Microsoft 365 commercial customers. Powered by OpenAI’s GPT-4o, it offers task automation, business Q&A, and image generation. While streamlined compared to Microsoft 365 Copilot, Copilot Chat targets customers seeking affordable AI solutions. Microsoft aims to attract holdouts while leveraging incremental revenue opportunities, solidifying its focus on accessible, AI-driven productivity for businesses.